“Everyone who could be a millionaire but isn't lacks discipline, not opportunity”
Agree
- Compound interest works for anyone who starts
- Sacrifice and consistency always win eventually
- Excuses keep people poor more than circumstances
- Information is free and success formulas exist
Disagree
- This ignores healthcare costs and emergencies
- Poverty wages make saving literally impossible
- Care responsibilities prevent wealth accumulation
- Blaming individuals ignores systemic economic realities
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