“Round-up savings apps are a clever way to save”
Agree
- Painless savings you won't notice
- Automates good financial behavior
- Small amounts compound surprisingly fast
- Works for people bad at saving
Disagree
- Just transfer money directly yourself
- Fees eat into those tiny amounts
- Creates illusion of savings discipline
- You need that spare change sometimes
Related Hot Takes
Gift cards are better than cash as presents
Moneypracticalwarm
Paying extra for window seats on flights is worth it
Moneywarmpractical
Lottery tickets are a fun occasional purchase
Moneywarmpractical
Grocery delivery fees are worth it just to avoid the impulse buy trap
Moneypracticalwarm
Splitting the bill equally is better than calculating who had what
Moneypracticalwarm
Buying lunch at work is better than packing it
Moneywarmpractical