“Pet insurance is a waste of money for anyone who can handle a $5k emergency”
Agree
- Insurance companies profit from your fear
- Premiums and deductibles add up quickly
- Most claims denied through technicalities
- Emergency fund more flexible and valuable
Disagree
- Catastrophic bills exceed 5k easily nowadays
- Peace of mind worth premium cost
- Never choosing money over pet health
- Costs unpredictable and can compound fast
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