“Financial advisors are overpriced middlemen extracting wealth from people who could easily DIY”
Agree
- Index funds require zero expertise to buy
- Their fees compound against you for decades
- Most can't beat the market anyway
- YouTube has better free investment education now
Disagree
- Behavioral coaching prevents costly emotional decisions
- Tax optimization saves more than the fees
- Complex situations need professional guidance always
- Most people will never actually do it themselves
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