“Cashback rewards cards are just elaborate schemes to make you feel smart while spending more”
Agree
- You spend more justifying the rewards
- 2% back means nothing on unnecessary purchases
- Mental accounting tricks make you careless
- The hassle isn't worth twenty bucks
Disagree
- Free money on purchases you'd make anyway
- Adds up to hundreds yearly easily
- No extra effort if managed properly
- Benefits are objectively real and measurable
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